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Frequently asked questions

Tax sale overages, surplus funds and the Overage Acquisition training

Overages, surplus funds and excess proceeds are the same money under different state names: what is left after a tax sale or foreclosure sale covers what was owed. It belongs to the former owner (or their heirs), and in most states it must be claimed before a deadline. These are the questions we are asked most. If you are new to the subject, the Learning Center explains how the money is created and how it is claimed.

Is this 100% legal?

Yes. Overages are legitimate, publicly available funds left behind after certain tax sales and foreclosures. Property owners have the legal right to claim this money, but many never know it exists. This course teaches you how to locate these opportunities, find the rightful owners, and work within established processes to help them recover their funds while earning a fee for your services.

Is Overage Acquisition a legitimate company, and who runs it?

Yes. Overage Acquisition, Inc. is an online training company founded in February 2024 by Grant Moreland and based in Las Vegas, Nevada. It has been BBB accredited since November 20, 2025 with an A rating and, as of September 2026, has 9 BBB customer reviews averaging 5.0 out of 5 (read them on bbb.org). Grant’s recovery business, KGM Group of Huntington Beach, California, has been BBB accredited since April 14, 2021 with an A+ rating and 14 BBB customer reviews averaging 5.0 out of 5, and holds City of Huntington Beach business license A319982. Overage Acquisition teaches the recovery process; KGM Group files the claims. Full company facts, addresses and the refund terms are on the About page.

Can't the owner just file the claim themselves?

Usually, yes — and for free. The reason most never do is practical: the county mails one notice to the last known address, which is often the property that was just sold, and the deadline passes. What you are paid for is the legwork — finding the record, finding the person, and filing the paperwork correctly — under a written contingency fee that is paid only after the county pays them.

Is the market saturated?

No. New overage opportunities are created regularly through tax sales and foreclosures across the country. Although other people and companies work in this space, thousands of potential claims still go unnoticed or uncollected. Your results will depend less on avoiding all competition and more on consistently researching records, contacting the right people, following up, and providing a professional service.

How long until I see my first results?

Results vary. Some students may identify opportunities and begin speaking with potential clients within their first few weeks, while completing a successful claim can take several months. Your timeline will depend on how consistently you take action, the jurisdictions you work in, the complexity of each case, and the processing times of the agencies involved. This is not a get-rich-quick program, and no specific result or income is guaranteed.

Which states work best?

There is no single state that is best for everyone. Opportunities can be found in many states, but the laws, public-record systems, claim procedures, fee limits, and competition vary by jurisdiction — some states do not allow a non-attorney to charge a recovery fee at all. The course shows you how to research potential markets and evaluate which locations make the most sense for your experience, resources, and business model. Whether a state runs tax lien or tax deed sales also changes where overages come from; see tax liens vs. tax deeds vs. foreclosure auctions. Before working in any state, confirm its current requirements and consult a qualified attorney when necessary.

Do I need any experience?

No previous experience in real estate, foreclosure law, or overage recovery is required. The course is designed to guide beginners through the process step by step — from finding potential claims and researching owners to conducting outreach and navigating the recovery process. You will still need to study the material, follow applicable laws, stay organized, and take consistent action. Not sure what a program should cover? Read what a tax sale overages course should teach.

How much does it cost to get started?

You can begin with relatively low overhead. Many of the records used to identify opportunities are publicly available, and you can start with basic tools such as a computer, phone, internet connection, and a system for tracking your research and outreach. Possible costs include business registration, record-access fees, mailing, phone service, software, marketing, notarization, legal assistance, and other state- or claim-specific requirements.

What exactly do I get, and for how long do I have access?

The paid Master Training includes course lessons, templates and documents, research sources and tools, and one-to-one coaching with ongoing support. Course access and updates continue for as long as Overage Acquisition offers the program. “Lifetime” refers to the life of the program, not the purchaser. See the Terms of Service for access conditions and what happens if the program is discontinued. You can also watch five sample lessons without logging in.

How many hours a week does this take?

Most students start with 5–10 focused hours a week: pulling county lists, verifying owners, and sending outreach. You set the pace. The system is built to run part-time alongside a job, and the hours scale up only as your pipeline does.

What is the refund policy?

You may request cancellation and a full refund within seven days of purchase only before any program access. Access includes logging into the member area, viewing or downloading course materials, attending coaching, or receiving access to a private community. After access, sales are final, subject to applicable nonwaivable rights and the exceptions in our Refund Policy.

The separate 60-day coaching guarantee is not a money-back guarantee. Complete the lessons and apply the process for 60 days. If you have not identified at least three overage cases worth pursuing, email us with evidence of your work and we will provide additional one-to-one pipeline coaching until you do. It does not promise recovery or income. Read the Refund Policy before purchasing. The payment plan covers the full course; after access, the full balance remains due.

What does the 1-on-1 coaching actually include?

Direct access to Grant and the Overage Acquisition team as you work your first cases: help choosing counties, reviewing the claims you find, checking your paperwork before it goes to the county, and answering questions as they come up. Ongoing support continues after your first claim, so you are never working a case alone.

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Earnings disclaimer: this is not a get-rich-quick program and no specific result or income is guaranteed. Your results depend on the work you do, your jurisdiction, and factors outside our control. Read the full disclaimer.